摘要
保险业是特殊的金融产业,它有分散风险、稳定经济的作用,其发展对当地其他产业发展、贸易和技术创新都有非常重要的作用.从江苏保险业发展的评估出发,通过分析影响保险业发展的相关因素,运用江苏2005—2014年10的年数据,进行逐步回归分析,得出:城镇化水平、居民储蓄率以及保险从业人员数等与保险发展正相关,而社会保险与保险产业发展负相关.
Insurance industry is a special financial industry,which can scatter risk and stabilize the economy.So insurance industry plays a very important role in the development,trade and technological innovation of other local industries.From the perspective of the development of Jiangsu insurance industry,this paper analyzes the relevant factors affecting the development of the insurance industry.Using the 10-year data of Jiangsu in 2005—2014,regression analysis is carried out,and draws the conclusion that the urbanization level,the savings rate and the number of insurance employees is positively related to insurance industry development,while the social insurance and insurance industry development is negatively correlated.
出处
《淮海工学院学报（自然科学版）》
CAS
2016年第4期54-58,共5页
Journal of Huaihai Institute of Technology:Natural Sciences Edition
关键词
保险业发展
保险深度
保险密度
保费收入
insurance industry development
insurance depth
insurance density
premium income
