摘要
互联网金融兴起缘于中国金融体制的缺欠,在中国境况下的发展多有变异,但终究脱离不了传统金融范畴。从本质上讲,中国的互联网金融属于传统金融下的一个新类目,在现今金融生态环境尚未得到有效扭转的情况下,这种"新金融模式"存在诸多发展中的问题,值得审慎对待。当下,应当尽快地对互联网金融的监管措施进行落实,但更重要的是,塑造适配新形势下的金融生态形制,是推动包括互联网金融在内的金融业进一步发展的内在要求。
Internet banking is a new financial model whose emergence is an inevitable result of the defective financial system in ChinaTherefore, despite of its variety in forms, it is still within the scope of traditional finance. In nature, China＇s internet finance is a new category of the traditional finance and, in the current financial environment, this ＂new financial model＂ still has a lot of problems and should be treated with great caution. Relevant measures should be adopted accordingly：first, monitoring measures should be put into effect as soon as possible;second, to promote the financial industry, it is essential to develop the internet banking and make it be adapted to the new environment.
出处
《金融经济学研究》
CSSCI
北大核心
2016年第2期97-105,共9页
Financial Economics Research
基金
广东省高等院校创新强校工程之创新研究团队项目(2014WCXTD005)
广东省哲学社会科学"十二五"规划共建项目(GD15XYJ08)
广东省打造"理论粤军"重点课题(WT1402)
广州市哲学社会科学规划重点研究基地共建项目(2015-zb04)
(广州)区域金融政策重点研究基地资助项目
关键词
互联网金融
金融本质
中国实践
internet banking
financial nature
China practice
