摘要
当前,我国中小企业贸易融资正面临融资对象集中、外源性资金少、方式单一、需求缺口大等困境,其形成的原因是多方面的。从产业内竞争因素的视角分析,中小企业自身、银行或金融机构、新注册成立的中小企业、融资市场的竞争者及政府的政策五方均有责任。因此,只有上述五方合力,方能破解困境。
In recent years, the trade financing of SMEs are characterized by such problems as concentration of financing objects, insufficient funds, single form, and heavy demand. They can be explained from various aspects. From the specific view of intra-industry competition, five factors including of SMEs themselves, banks or financial intermediaries, new entrants, competitors in financing markets and government policies are responsible for the current difficulties, so only by the joint efforts of the above five factors, financing difficulties could be solved in the end.
出处
《河南科技大学学报（社会科学版）》
2015年第4期70-76,共7页
Journal of Henan University of Science & Technology(Social science)
基金
2014年河南省社科规划资助项目(2014CJJ073)
关键词
中小企业
贸易融资
竞争因素
波特五力模型
small and medium-sized enterprises
trade finance
competitive factor
Porter＇ s five forces model
