摘要
作为我国中小企业的重要组成部分,科技型中小企业的信贷融资困境问题倍受关注。本文从企业、银行、信息等角度对我国科技型中小企业的信贷融资困境进行了分析,引入了自偿性贸易融资的内涵,剖析了该融资途径在科技型中小企业融资方面的比较优势,从技术层面提出自偿性贸易融资是化解科技型中小企业融资“瓶颈”的良方。
As an important part of small and medium-sized enterprises in China, small and medium-sized enterprises of science and technology are being paid special attention to for their credit financing problems. This paper has analyzed the credit financing difficulty faced by these enterprises from the aspects of enterprises, banks and information; introduced the connation of trade financing; illustrated the comparative advantages of the method： and put forward that it＇s a good way to help these enterprises out of the difficulty.
出处
《湖南科技学院学报》
2006年第10期151-152,共2页
Journal of Hunan University of Science and Engineering
关键词
科技型中小企业
信贷融资困境
贸易融资
风险
small and medium-sized enterprises of science and technology
credit financing difficulty
trade financing
risk
