摘要
经过改革开放以来二十多年的发展 ,我国金融已确立在经济中的核心地位 ,形成了比较完备的金融结构体系 ,金融工具日趋多样化 ,金融宏观调控手段的地位日益突出。但现阶段我国金融也存在国有独资商业银行承担财政职能、金融市场和金融监管不健全等突出的问题。预计今后我国金融结构的发展趋势是 :实行宏观与微观相分离的二级金融制度 ,形成金融创新空前活跃、金融工具种类繁多的发达金融市场 ,在宏观上建立完善的金融监管体系。为此 ,需要采取相应的措施调整金融体系 ,改善金融管理 ,促进金融结构的完善和发展。
The article thinks that finance has established the core status in the economy through 20-year's reform and development. However, the perfection of financial structure, the diversification of financial instrument and financial control become more and more important. State owned commercial banks have not functioned properly. Financial market and financial supervise are not healthy. In the future, development trend of financial structure will be as follows: implement 2-level financial control regarding macro-economy and micro-economy, form a dynamic money market with active financial innovation and plenty of financial instruments. China must adopt corresponding measures to adjust financial system and improve financial supervise.
出处
《湖南大学学报（社会科学版）》
2002年第3期33-35,共3页
Journal of Hunan University(Social Sciences)
基金
中国金融安全管理体系研究 (国家统计局 9914 2 )
关键词
金融结构
发展趋势
政策建议
financial structure
development trend
policy proposal
