摘要
蛋鸡养殖户面临严重市场风险,可以设计鸡蛋价格保险产品以分散和转移风险。由于使用蛋料价格比具有更多优势,北京市鸡蛋价格保险应选择蛋料价格比作为保险赔付的指标。通过对北京市蛋料价格比时间序列波动进行分析,据此对2013—2014年的保险期间进行划分,进而在整体样本区间内确定了计算费率的12个样本点,再利用非参数信息扩散模型及费率厘定公式计算得到保险期间内不同保障水平下预期蛋料价格比水平对应的保险费率值。
Layer famers face serious market risks, however, a price-based insurance product could be designed to spread and transfer these risksl The ratio of egg price to feed price has more advandages than egg price alone as the insurance indemnity indicator, so we should select it for price insurance of eggs in Beijing. Based on analyzing the time series fluctuations of ratio of egg price to feed price, this study determined the insurance period during 2013-2014 and got 12 sample points to determine the insurance premium rate in the sample interval. With the use of nonparametric information diffusion model and the premium rate set formula, we can get the insurance premium rates for different expected ratio of egg price to feed price in different security levels during the insurance period.
出处
《农业展望》
2013年第11期46-50,57,共6页
Agricultural Outlook
基金
现代农业产业技术体系北京市家禽创新团队项目
关键词
鸡蛋
价格保险
蛋料价格比
保险期间
费率
egg
price insurance
ratio of egg price to feed price
insurance period
premium rate
