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浅析我国农村小额人身保险发展现状

Analysis of Development Status About China's Rural Micro-life Insurance
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摘要 近年来作为我国保险行业服务"三农"的重要手段之一,农村小额人身保险业务发展迅速,参保数量及规模逐年提高,为众多低收入群体提供了可靠的风险保障,充分发挥了其服务"三农"的重要作用。本文通过对我国农村小额人身保险发展现状的阐述肯定成效,发现问题,并针对其存在问题提出了针对性建议。 In recent years, as China's insurance industry " 3 farming " is one of the important means, rural micro - life insurance business has developed rapidly, the insured amount and scale increase year by year, as many low - income groups to provide reliable risk protection, and give full play to the service "3 farming " the important role. But in practice there are still not many participants, the external environment is imperfect, sin- gle products, so the government should increase policy support, provide a good external environment for its development; the insurance company should actively expand the marketing channels, develop new products, to further promote the development of China's rural micro - insurance.
作者 马延霞
机构地区 山东行政学院
出处 《济宁学院学报》 2013年第1期86-89,共4页 Journal of Jining University
关键词 农村小额人身保险 发展现状 营销模式 试点 惠农支农 rural micro - life insurance development status marketing mode pilot Agricultural agriculture
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