摘要
研究目的:探讨房价在怎样一个区间内表示市场是健康的。研究方法:金融部门对个人还款比例的限额与购房模型。研究结果:适合中国城镇普通居民家庭的房价收入比的合理区间为2.9—7.6。研究结论:全国整体的房价收入比并未明显攀高,但北京市的房价收入比超越了警戒区域。
The purpose of this paper is to define an interval of housing price in which the market could be considered as healthy. The method used is the housing-price-to-income ratio（HPIR） in the financial sector. The result shows that the reasonable HPIR interval is between 2.9 and 7.6 in China. It is concluded that the national HPIR basically was within the reasonable interval in the last several years. However, there are some cities, such as Beijing, the HPIR is beyond the reasonable interval.
出处
《中国土地科学》
CSSCI
北大核心
2012年第9期66-70,共5页
China Land Science
基金
中国人民大学科学研究基金项目成果(11XNI011)
关键词
不动产经济
房价收入比
住房价格
收入水平
合理区间
real estate economic
housing-price-to-income ratio
housing price
income level
reasonable interval
