摘要
采用1999年1季度至2011年1季度的数据,利用向量误差修正模型研究我国保险业发展与消费增长之间的关系。实证结果表明:保险业发展和消费增长具有单向的因果关系,保险业发展有利于促进消费增长,而消费增长对保险业的发展影响较小。最后根据实证分析结果提出了通过加大保险业发展来扩大消费增长,从而带动经济增长的建议。
Based on the data over the period from the first quarter of 1999 to the first quarter of 2011 ,this article examined the relationship between the insurance industry development and the growth of consumption with the vector error correction model. The results showed that the development of insurance industry was the granger causes for the growth of consumption. This meant that the insurance industry＇s development could enhance consumption growth ,while consumption growth didn＇t necessarily impact the development of the insurance industry. In the end, this article suggested that the government should accelerate the development of the insurance industry to expand domestic consumption and drive economic growth.
出处
《保险研究》
北大核心
2011年第12期18-25,共8页
Insurance Studies
关键词
保险业发展
消费增长
协整
insurance industry development
growth of consumption
co-integration.
