摘要
当前，“三农”经济的发展问题和民营中小企业的融资问题备受社会各界关注。小额贷款公司的出现给我国农村经济和中小企业融资带来了新的活力。但是小额贷款公司“只贷不存”的政策及自身原因，给小额贷款公司的可持续发展带来许多困扰。对小额贷款公司的发展历程进行回顾，分析其可持续发展过程中的制度缺陷，并提出进行制度创新的对策建议，具有一定的理论与现实意义。
Nowadays, the ＂three issues＂ related to rural economy and the financing issue related to medium and small private enterprises have been noticed by all walks of the society. Microfinance companies have brought new force for rural economy and the finance of medium and small enterprises. However, due to the policy of ＂only loans but no savings＂ and the companies＇ own reason, microfinance companies have met with much trouble in their sustainable development. We should review the history of microfinance companies and analyze the systematic disadvantages in their sustainable development, so as to put forward some countermeasures and suggestions for systematic innovation, which is of theoretical and practical significance.
出处
《山西青年管理干部学院学报》
2011年第4期73-75,共3页
Journal of Shanxi College For Youth Administrators
关键词
小额贷款公司
可持续发展
制度完善
microfinace company
sustainable development
prefer the system
