摘要
小额贷款公司是介于正规金融机构与民间信贷资本之间的一种尝试。这种融资创新,打破了金融机构统揽信贷全局的现有格局,有助于进一步推进金融创新的步伐。但作为新生事物,因制度供给的缺陷,使小额贷款组织的市场主体定位模糊,发展遭遇瓶颈,不仅影响了有关方面进一步发展小额贷款组织的积极性,而且将制约小额贷款组织试点工作成果转化。我们有必要找出症结,促其健康持续快速发展,为经济提供更好服务。
The development of small loan company is a trial between regular financial institutions and non -governmental credit capital. The innovation of financing have reformed the exiting structure of the financial institutions dominating all of credit, contributing to promote the innovation of finance. The indefinite position of small loan company in the market make the development of that encounter numerous obstacles. It has created an influence on not only the initiative of relevant organizations developing small loan company, but also constraining the transformation of works of trial of small loan company. Thereby we have to find out and resolve the important questions to improve healthy development of economy and provide better services.
出处
《上海经济研究》
CSSCI
北大核心
2011年第4期56-62,共7页
Shanghai Journal of Economics
关键词
小额贷款
可持续
温州
Small loan
Sustainable
Wenzhou
