摘要
选取我国1 772个县(市)2006—2009年的面板数据,对农村金融发展的收入效应进行了比较与分析。研究结果表明:我国县域农村金融的发展对农户收入具有显著的负效应;分区域层面看,东、中、西部地区农村金融发展和农户收入呈负相关,并且农村金融发展的负面收入效应强度在以上地区依次递减。我国县域农村金融发展与农户收入的关系并不满足金融发展与经济增长的正向作用关系,原因在于我国县域农村金融发展存在结构和功能失衡。对此,提出了要继续加强县域农村金融改革,引导资金在农村不同地区的合理配置,实现农户收入的共同增长。
Based on the panel data from 1 772 counties（cities） from 2006 to 2009,this paper analyzes and compares the income effect of China＇s rural financial development.The result shows that from the perspective of the whole nation,the development of China＇s rural finance has a significant negative effect on farmers＇ income.From the perspective of different regions,rural financial development in the eastern,central and western regions has a negative relationship with household income,while the effect of rural financial development on the income in the eastern,central and western regions is successively decreasing.The above conclusions verify the positive effect on relations between the financial development and economic growth owing to the imbalance of structure and function during China＇s financial development,which does not exist in the rural areas.Therefore,this paper makes several such policy recommendations as strengthening the intra-county rural financial reform and guiding rational allocation of funds in different rural areas so as to achieve the common growth on household income.
出处
《华中农业大学学报（社会科学版）》
2011年第6期24-28,共5页
Journal of Huazhong Agricultural University(Social Sciences Edition)
基金
高等学校博士学科点专项科研基金博导类项目"农业保险主体博弈与最优作物保险契约形成机制研究"(20090146110001)
中央高校基本科研业务费专项资金"基于主体效用博弈的农业保险契约机制研究"(2009RW003)
关键词
县域经济
农村金融
金融发展
农户收入
收入效应
intra-county economics
rural finance
financial development
household income
income effect
