摘要
金融危机中很多金融机构面临经营危机或倒闭破产,迫使监管部门对金融机构实施援助,但救助对象多是"太大不能倒"的金融机构。该行为是否与反垄断法的基本理念相冲突,是否会破坏金融市场的公平竞争秩序等问题,值得我们深入研究与探讨。基于在危机时期维护金融稳定的目的,政府及监管机构对特定金融机构救助是存在合理性和必要性的,但救助的同时不能忽视反垄断执法,在金融监管的同时也应强调竞争性监管。对于我国来说,建立存款保险制度是实现金融业充分公平竞争的制度保障。
During the financial crisis,regulators began to bail out financial institutions because many financial institutions were facing operating crises or bankruptcies,but the relief objects were almost too-big-to-fail financial institutions.Whether the act will be in conflict with the basic concept of antitrust law and will undermine fair competition order of financial market are worthy of our in-depth study and discussion.For the purpose of maintaining financial stability,governments and regulators to bail out specific financial institutions are reasonable and necessary,in the meanwhile antitrust enforcement can not be ignored and competition supervision should also be emphasized.For our country,the establishment of deposit insurance system is the system guarantee to achieve adequate and fair competition.
出处
《财经科学》
CSSCI
北大核心
2011年第5期18-25,共8页
Finance & Economics
基金
上海市教育委员会经济法重点学科建设项目资助
项目编号:J52101
上海市教委科研创新项目资助
项目编号:11YS276
关键词
金融机构
救助
反垄断法
反垄断执法
Financial Institution
Relief
Antitrust Law
Antitrust Enforcement
