摘要
中国银行业垄断的法学归因在于市场主体的权利异化。银行业的权力干预在客观上形成市场壁垒,并促成市场主体权利的权力化倾向。在金融市场化进程中,银行业面临纵向与横向两个维度的权利冲突,竞争者和消费者的权利均因垄断面临着不同程度的挤压。银行业的市场化发展应当立足于市场主体金融发展权利的重塑,在竞争者市场和消费者市场的二元结构之下,针对既有权利冲突探索"权利型"反垄断规制供给。与此同时,权利语境下规制目标的"实体"与"聚焦"也有利于反垄断规制有效介入银行业市场化进程,缓和权力冲突。
In China,the legal attribution of the monopoly of banking industry lies in the alienation of the rights of the market subjects. The power intervention in the banking industry objectively forms the market barrier,and leads to the tendency of power transition of the market subject s rights. In the process of financial marketization,the banking industry faces the conflicts of rights in the vertical and horizontal dimensions. The rights of competitors and consumers face different degrees of monopoly. The marketization development of the banking industry should be based on the remodeling of market main body s financial development rights,and explore a right-type anti-monopoly regulation aiming at the existing conflict of rights under the double structure of competitor market and consumer market. The entity and focus of the regulation goal in the context of right is also conducive to promoting the marketization of the banking industry through the development of anti monopoly regulation.
出处
《重庆大学学报（社会科学版）》
CSSCI
北大核心
2018年第2期108-118,共11页
Journal of Chongqing University(Social Science Edition)
基金
重庆市社会科学规划项目"我国银行业竞争倡导制度研究"(2016BS042)
国家社会科学基金重大项目"开放经济条件下我国虚拟经济运行安全法律保障研究"(14ZDB148)
重庆大学前沿交叉学科研究项目"竞争性农村金融体系的法律促进机制研究"(2017CDJSK08XK12)
关键词
银行业垄断
金融市场化
反垄断规制
权利
权力
banking monopoly
financial marketization
antitrust regulation
right
power
