摘要
森林保险因其高风险、高费率、高赔付和低保障、低覆盖、低收入而成为大多数国家的保险公司的"鸡肋"。而澳大利亚的商业性森林保险公司却是世界上少有的能盈利的公司。究其原因,政府对森林资源的保护与管理、森林所有人的保险意识以及澳大利亚与国际强势的保险机构开展合作起了很重要的作用。本文分析了澳大利亚的森林资源、森林保险市场以及一项典型的人工林保险计划,并对我国森林保险的发展提出了几点想法。
Because of the high risks, high premium rates and high claims one the one hand, while low protection, low coverage and low income on the other hand, forestry insurance has always been a dilemma to the insurers in various countries, just like a ＂chicken rib＂. Australian forestry insurers are among the few companies which can make quite a lot profit from forestry insurance. The main reasons are the following： Australian government and local government attach great importance to legislation of forest protection and risk control, forest growers＇ awareness of insurance is relatively high and the cooperation with Lloyd,. This article analyzes the forest resource and insurance in Australia and based on its AFG Plantation Insurance Scheme, the author proposes several suggestions on the development of Chinese insurance forestry insurance.
出处
《保险职业学院学报》
2011年第1期89-92,共4页
Journal of Insurance Professional College
基金
省教育厅立项课题"我省林业保险的现状调查和发展对策研究--以岳阳地区为例"(编号:09C1051)的阶段性成果
