摘要
完善的社会主义市场经济环境离不开规范发达的征信业,而对被征信主体的信用信息进行合理利用、建立有效的信用权利保障机制,是征信业健康发展的基础。本文在对信用权性质与内容进行深入探讨的基础上,结合国际征信业发达的国家的经验,分析了我国信息主体权益保护中存在的问题,提出了信息主体权益保障制度的建设框架,力求在实现信用征信业健康快速发展的基础上,使信息主体合法权益得到有效保护。
Well-developed credit industry is indispensible to socialism market economic environment.Utilizing credit information properly and establishing effective credit rights protection mechanism are the foundation of credit industry development.Based on intensive discussion of the attribute and contents of credit rights,exploring the experiences of the countries where credit industry is well developed,this paper analyzes the issues of information rights protection in China,advances a information rights protection framework,in which the information owners’ legal rights and interests are effectively protected in orderly and rapid developing of credit industry.
出处
《金融发展研究》
2010年第9期3-7,共5页
Journal Of Financial Development Research
关键词
信息主体
权益
保障制度
information owner
rights and interests
security system