摘要
面对近年国际金融危机的挑战,欧盟选择了加强金融监管和规范金融市场的路径,实施了一系列金融体制改革计划,其具体措施包括机构创新和规则修订,分别从微观审慎监管和宏观审慎监管两个层面入手改革欧盟金融监管体系;并进一步规范资本市场和市场参与者,提高银行资本金要求、消除跨境支付障碍、严格信用评级机构制度、加强欧盟基金体制的协调和统一等等。欧盟中央银行在此次金融体制改革中扮演了重要的角色,尽管这些改革措施不是对现有各成员国监管的取代,泛欧监管体系的形成还有赖于采取更为实质性的措施,但从技术标准和共同监管的文化角度而言,欧盟的金融体制改革仍然取得了巨大的进展。这对我国深化金融体制改革具有重要的借鉴意义和启示作用。
Facing the strengthen supervision and challenges from the global financial crisis in recent years, EU took actions to regulate financial market, started a series plans of financial system reform including mechanism innovation and rules revision, which reforms financial supervision system in EU from both micro and macro prudential perspectives and further regulates capital market and participants in such market such as increasing bank capital requirements, letting down the bars in cross - board payment, im- posing tougher principles on credit rating agency, coordinating fund system in EU. The European Central Bank plays an important role in this financial system reform. These reform measures are not substitutions of current supervision by member countries and the construction of pan - European supervision system will rely on more substantial actions, but EU makes great progress in financial system reform from the perspectives of technological standards and culture of common supervision. All the above - mentioned measures and ideas offer reference and enlightenment for China to deepen financial system reform.
出处
《上海经济研究》
CSSCI
北大核心
2010年第10期29-38,共10页
Shanghai Journal of Economics
基金
国家社科基金重大项目<深化金融体制改革>(项目编号:09&ZD030)资助
首席专家:顾肖荣
关键词
欧盟金融体制改革
机构创新
规则修订
借鉴
Financial System Reform in EU, Mechanism Innovation, Rules Revision Reference
