摘要
政策性农业保险利民利农,却一直供给不足,需求不旺。利用博弈论工具,建立相关模型,从供给和需求两个方面出发,分析政府、保险公司、农民三者的行为策略模式,指出保险公司提供的保险产品,不能达到帕累托最优的状态;农户是否购买农业保险,与保险的补贴有着直接的关系。在此基础上,提出政策性保险经营主体应多元化,经营方式应多样化,模式选择要坚持社会效益优先,以逐步完善政策性农业保险体系。
Policy-oriented agricultural insurance is beneficial to the development of agriculture and farmers,but the fact is that the supply is short;meanwhile the demand is also inadequate.This paper uses tool of Game and sets interrelated model.In the two sides of the supply and the demand,this paper analyzes strategies of insurance company,government and farmers.In the end,the interrelated conclusion and proposal are obtained.
出处
《重庆理工大学学报（社会科学）》
CAS
2010年第7期56-59,共4页
Journal of Chongqing University of Technology（Social Science）
关键词
三农
政策性农业保险
博弈
agriculture
countryside and peasant
policy-oriented agricultural insurance
game
