摘要
财务公司作为企业集团内部独立金融机构,其内部信用创造与商业银行社会信用创造存在明显差别。对财务公司实施存款准备金政策,不能对我国货币调控政策起到显著作用,并与企业集团财务公司的基本功能存在着一定的错位,利少而弊多,因此,宜取消对企业集团财务公司实施的存款准备金政策。
As the inside finance institution of enterprises, the inside credit created by finance companies and public credit created by commercial banks have remarkable differencies. The required reserves policy to finance company doesn't play a remarkable role to monetary policy and exists a certain apposition in finance companies function, therefore, we ought to cancel the required reserves policy of the enterprises finance companies.
出处
《经济与管理》
CSSCI
2010年第8期51-53,共3页
Economy and Management
关键词
存款准备金
企业集团财务公司
限制
required reserves
enterprises finance companies
restricting