摘要
近年来保险业在转变发展方式方面进行了积极探索和努力,全行业的发展理念、发展结构、防范化解风险能力发生了显著变化,但还存在一些影响保险业进一步转变发展方式的制约因素,保险业要进一步明确方向和任务,促进行业发展加快向内涵式增长转变、向差异化竞争转变、向和谐利用资源转变,以加快提升综合协调发展能力。保险业加快转变发展方式需要正确处理好城市保险市场与农村保险市场的关系、正确处理好保障型产品和理财型产品的关系、正确处理好大型保险公司与中小保险公司的关系。
The insurance sector has proactively explored with the transformation of development model in recent years. And we have witnessed remarkable changes of development concepts, business structure, risk control and pre- vention capability ,etc. But there are still some factors restricting the industry＇s efforts at further transforming the de- velopment model. The insurance industry should clarify its direction and tasks, and transit to an intensive growth model, differentiated competition and harmonized use of resources, and ultimately enhance its capability of achieving all-round coordinated development. While pursuing these targets, the insurance industry should properly handle the relationship between urban market and rural market, the relationship between protection type insurance products and investment type insurance products, and the relationship between large insurance companies and small and medium insurance companies.
出处
《保险研究》
北大核心
2010年第7期3-7,共5页
Insurance Studies
关键词
改革创新
保险业发展方式
保险监管
reform and innovation
the development model of the insurance industry
insurance regulation
