摘要
我国区域金融结构差异已经从各个层次表现出来,这些差异对实体经济增长、技术成长过程以及宏观调控政策的冲击产生不同的效果,从而成为区域经济不协调发展的重要原因。本文建立了系统评价区域金融结构的指标体系,并选取其中重要的指标比较了我国东、中、西部地区的金融结构差异,其结论是:我国区域金融结构在各个层面上都存在较大差异,东部地区的金融结构具有市场导向的程度已经远强于中、西部地区,基本向银行导向和市场导向并存的金融结构过渡;而中、西部地区的金融结构还处于银行功能和市场功能双弱的状态,基本不具备市场金融功能结构。
In China, regional financial structures have show significant disparities from various levels, which may bring different impacts on the growth of real economy, technology growth and macro-control policies, and become one of important reasons that result in unbalanced development among different regions. The paper establishes an indicator system to evaluate regional financial structure and compare the disparities of financial structures among Eastern China, Central China and Western China with several important indicators. The conclusions are as follows： there are significant disparities of financial structures among different regions in China; the market-based degree of financial structure in Eastern China has far sur- passed that in Central and Western China, and the financial structure in Eastern China is gradually transiting towards a bank-based and market-based co-existence pattern; the financial structures in Central and Western China are weak in both bank function and market function, so they fail to possess market-based financial function.
出处
《金融论坛》
CSSCI
北大核心
2010年第1期25-31,共7页
Finance Forum
关键词
金融结构
区域差异
银行导向型金融结构
市场导向型金融结构
financial structure
regional disparity
bank-based financial structure
market-based financial structure
