摘要
民间借贷作为一种广泛存在的融资方式,其既有灵活、快捷、简便的优势,又存在着较大的隐形风险和危害,具有利弊共存的特性,本文在详细分析民间借贷的成因、特点和存在问题的基础上,提出了引导其健康发展的相关对策。
As a popular financing manner, rural finance has its advantages including agility, celerity and facility, as well as its disadvantages such as big potential ventures and hazards, so it has a character of coexistence of advantages and disadvantages. Based on detailed analysis on its causes, characters and problems, the article puts forward the solutions to lead rural finance to healthy development.
出处
《区域金融研究》
2009年第5期33-36,共4页
Journal of Regional Financial Research
关键词
民间借贷
正规金融
成因
对策
Rural Finance
Formal Finance
Causes
Solutions
