摘要
在世界人口日益老龄化的过程中,针对人口老龄化对医疗保障带来的挑战和压力,各国都在不遗余力的寻找应对的措施,世界各国的研究和实践对我国具有重要的借鉴意义。文章提出值得借鉴的经验主要有:(1)必须确保老年人口医疗保障的普及性;(2)应以渐进方式确定或提高医疗保障程度或水平;(3)对于居民较高医疗保障需求可通过多元化医疗保障方式加以补充;(4)增加医疗保障基金的途径除了要增加政府相应投入外,还有必要强调个人对医疗保障投入的责任;(5)医疗保障制度改革的重点是节流,而节流的重点是医疗服务提供成本的控制。
In the process of population aging in the world, all countries have spared no effort in the search for measures to deal with challenges and pressure of health insurance brought by population aging. The research and practice of countries in the world have an important reference to China. This paper puts forward several main experiences to reference, such as： （1） We must ensure that elder health insurance is universal; （2）We should determine or improve the level of health insurance gradually; （3） We can satisfy high health insurance needs of residents through diversified health insurance sachems; （4） Besides increasing government corresponding inputs to increase health insurance fund, there is need to emphasize individual responsibility for health care investment; （5） Health insurance reform will focus on reducing expenditure, while expenditure will focus on the provision of health care cost control.
出处
《中国卫生经济》
北大核心
2009年第4期11-13,共3页
Chinese Health Economics
基金
辽宁省社会科学基金研究项目(L06BRK004)
关键词
人口
老龄化
医疗保障
population
aging
health insurance
