2[1]Berger,Herring and Szego(1995),The Role of Capital in Financial Institutions[J],Journal of Banking and Finance,Vol.19,pp.393-430;
3[4]Susan Berhouse,John Feid,George French and Keith Ligon(2003),Basel and the Evolution of Capital Regulation:Moving Forward,Looking Back[R],January 14,www.fdic.gov.
4[6]Kapstein(1991),Supervising International Banks:Origins and Implications of Basel Accord,[R] Essays in International Finance,No.185;
5[7]Basel Committee on Banking Supervision (1988),International Convergence of Capital Measurement and Capital Standards,www.bis.org,Basel,Switzerland;
6Accenture, Basel Ⅱ reality check, July 2004.
7Dlana Hancock, Andreas Lehnert, Wayne Passmore, and Shane M. Sherlund, An Analysis of the Potencial Competitive Impacts of BASEL II Capital Standards on U.S. Mortgage Rate and Mortgage Securitization, Federal Reserve Board, April 2005.
8BIS, Home-host information sharing for effective Basel II implementation, November 2005.
9Synovus Financial Corp., Comments on e Advance Notice of Proposed Rule-Making in Relation to the Implementation of the New Basel Capital Accord ("Basel II"), October 31, 2003.
10Remarks by Governor Susan Schmidt Bies At the Standard & Poor North American Financial Institutions Conference;New York, November 30, 2005.
