摘要
21世纪以来,美国社区银行的发展突飞猛进,成为美国金融体系中的重要力量。社区银行由于自身的规模、机制、地缘、人缘和信息优势成为解决当前我国农村金融困境的有效途径。我国在农村地区建立社区银行,要实行严格的市场准入模式、金融监管模式,并需要相应的配套制度建设。
Community bank advances by leaps and bounds and becomes important strength of USA financial system since 21th. Because of its advantage of scale, mechanism, field predestined relationship, popularity and information ,it also becomes a valid path to resolve the current finance strait in our country rural area. Be going to put the strict market access pattern, financial regulation pattern into practice, and need corresponding supporting formulating essential rules and regulations in our country during the process building community bank in rural area.
出处
《乡镇经济》
北大核心
2008年第5期120-123,共4页
Rural Economy
关键词
社区银行
关系型贷款
金融监管
community bank
relationship lending
financial supervision
