摘要
社区银行是我国金融市场化发展的必然产物,对满足中小企业和社区居民金融消费需求,促进区域经济发展具有重要意义。本文在介绍国外和国内社区银行发展状况的基础上,认为当前我国的社区银行具有竞争力优势,在目标市场能够可持续发展,进而对社区银行的市场进入方式进行了设计。
With the comparison between the current position of community banks in China and the developed countries, the authors present an overview of the demand for community banks in China. The authors also explore and analyze the competitiveness and viability of community banks and related supervisory issues.
出处
《金融研究》
CSSCI
北大核心
2003年第10期115-123,共9页
Journal of Financial Research
关键词
社区银行
市场需求
竞争力
communities bank, market demand, competitiveness
