摘要
中小企业融资具有融资渠道狭窄、自有资金匮乏等特征。其融资途径正面临种种问题,这主要是由信息不对称、内生融资障碍、金融体系不健全等因素所造成。要改善这种现状,中小企业应该创新融资渠道,提高资金积累能力,同时政府要建立为中小企业服务的金融体系和法律体系以及信用担保体系。
The financing channel of small and medium enterprises has its characters, that is, narrow financing channel and short of fund, which are induced by asymmetric information and financing obstruction and distempered banking system. In order to solve the issue, enterprises should inaugurate financing channel and improve banking consciousness. Then government can establish corresponding banking system, law system and hypothecation system.
出处
《渭南师范学院学报》
2007年第1期33-35,共3页
Journal of Weinan Normal University
关键词
中小企业
融资渠道
创新
对策
small and medium enterprises
financing channel
innovation
countermeasure
