摘要
金融混业经营的实质就是将货币市场、资本市场与保险市场有效对接,极大地整合金融资源,充分发挥范围经济和规模经济优势,不断地增进效率和促进金融创新与发展,并有效防范整体风险。当前,混业经营已成为世界金融走势的潮流,我国金融业也必将逐步走入混业经营之路。本文论述了我国金融混业经营选择金融控股公司制度的科学性和合理性。
The financial mixing industry, management＇ essence is the effective docking of the money market, the capital market with insures market, enormously coordinating finance resources, fully developing the superiority of scope economy and economies of scale, unceasingly promoting the efficiency and finance innovation and the development, and effectively guard overall risk. Presently, the mixing industry, management has become the world finance＇ s tidal, our country finance industry also will certainly gradually to walk into road of the mixing industry management. The paper discusses the science and rationality that the financial mixing industry management in our contry chooses the finance holding company.
出处
《特区经济》
北大核心
2006年第12期84-86,共3页
Special Zone Economy
基金
云南省自然科学
基础应用研究基金资助项目(5Y1020F)的资助
关键词
混业经营
日本模式
三步走
银行控股公司
金融控股公司
mixing industry management
Japanese pattern
three step walks
bank holding company
finance holding company
