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中国非寿险业法定偿付能力额度标准的合理性分析与实证分析 被引量:11

Empirical Analysis and Reasoning on Margin of Solvency of Non-life-insurance Industry of China
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摘要 在综合分析我国非寿险保险公司最低偿付能力额度标准的理论根源的基础上,该文探讨了现行标准存在的缺陷及其原因,并利用我国非寿险市场的统计数据,重新计算了以净保费为计算基础的计算比率,对现行标准的不足进行了修正。 Based on a theoretical analysis of the margin of solvency of the non - life insurance industry of China, this article discussed and reasoned the limitations of the margin. With the statistic data of the industry, the margin ratio was recalculated to make up the limitations.
作者 占梦雅
出处 《财经理论与实践》 CSSCI 北大核心 2006年第2期51-54,共4页 The Theory and Practice of Finance and Economics
关键词 非寿险 偿付能力 偿付能力额度 最低偿付能力额度 Non - life - insurance Margin of Solvency
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参考文献5

  • 1Compagne,C.Minimum Standards of solvency for insurance firms-Report of the ad hoc Working Party on Minimum Standards of Solvency[J].OEEC,TP/AS(61) 1,1961.
  • 2De.Wit.G.W.and Kastelijn,W.M.The solvency margin in non-life insurance companies,the solvency margin in non-life insurance companies[J].Austin Bulletin Ii,1980,(136).
  • 3De Mori,B.Possibilite d'Etude des indices de Solvabilite acceptables pour le calcul d' unemarge minimum de solvabilite des enterprises d'assurance contre les dommages[J].Austin Bulletin,1965,(3):286.
  • 4Daykin,C.D.The development of concepts of adequacy and solvency in non-life insurance in the EEC[J].Transactions of the 22 -th International congress of Actuaries,1984,5:299.
  • 5First Council Directive of 24 July 1973 on the Coordination of laws,Regulations and adiministrative provisions relating to the taking -up and pursuit of the business of direct insurance other than life assurance[J].(73/239/EEC) Official Journal of the European Communities No L228 16.8.1973 p3.

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