摘要
建元证券的顺利推出意味着国内银行将拥有较为规范的证券化技术，文章从风险点关注、产品结构设计和利率定价方式对建元个人住房抵押贷款支持证券进行解读；指出其诸多创新之处还需接受市场的考验，而创新的目的也不应仅在于为市场提供赚钱机会。
The aucsesstul launch of Jianyuan securities indicates that domestic banks wlll have relatively regulated securitization lechnology. This paper offers an interpretation of Jianyuan individual housing mortgage-backed securities （MBS） from the perspectives of risk focuses, product structure design and interest rate pricing strategies, It points out that the innovations signified by Jianyuan still need to be tested by the market and that the intention of these innovations is not merely to create profit opportunities in tbe market.
出处
《中国货币市场》
2006年第1期28-30,共3页
China Money
关键词
建元资产支持证券
风险
产品结构
利率定价方式
Jianyuan asset backed security, risk, product structure. Interest rate pdcing strategies
