摘要
生源地助学贷款作为大学贫困生资助项目之一,几年前已经在部分省市开始实施。目前的实施现状可以概括为三点:步伐不一、内容各异;规定单一、创新不足;影响较大、仍需完善。当前生源地助学贷款面临的困境是地方金融机构正面临体制改革、生源地助学贷款的运行环境不充分和实施环节尚不完善。生源地助学贷款的进一步开展需要在其角色定位、政策的因地制宜和厘清政府作用三个方面入手考虑。
Student-Home-Based-Loan is one kind of college student aids that has been implemented in some provinces for several years. At present, the actuality of Student-Home-Based-Loan has three characteristics： the progresses are different and the policies are various, regulations are simplex and the innovations are short, the impacts are great and the contents are not perfect. The present difficulties of Student-Home-Based-Loan are system reform of local financial institutions, implemental circumstances are not sufficient and operation steps are not consummate. The further expansion of Student-Home-based-Loan needs to strengthen the following three aspects： role orientation of Student-Home-based-Loan. adjust measures to local conditions and make certain the function of government.
出处
《教育与经济》
CSSCI
北大核心
2005年第3期35-38,共4页
Education & Economy
基金
美国福特基金项目"学生贷款的偿还
持续发展与高等教育入学"(1045-0963)
关键词
生源地助学贷款
地方金融机构
贫困生
Student-Home-Based-Loan
local financial institutions, poor student
