摘要
近年来气象指数保险在我国很多地区试点实施,在实践过程中遇到许多问题,但缺乏相关理论研究予以指导解决。相较国外,我国关于气象指数保险的研究相对滞后。为了进一步明确未来的理论研究方向,论文在介绍气象指数保险发展及概念的基础上,从供给和需求两个方面结合国内研究重点对国外文献进行综述:首先,从气象指数保险供给方面分别就产品设计和影响供给的因素对相关文献进行回顾总结;其次,针对气象指数保险需求较低的状况,总结了影响需求的因素,并归纳学者们为提升市场需求所提出的措施;最后,在总结现有文献不足的基础上从供需两方面提出未来可能的研究方向。
Weather index insurance has emerged in many developing countries in the recent years.Weather index insurance first appeared in China in 2007,but it is still on the pilot stage.Compared with other countries,the research on weather index insurance in China lags behind.In order to further clarify the future research direction,based on introducing the development process and concept of weather index insurance,this paper summarizes the existing studies from two aspects:First,from the aspect of weather index insurance supply,this paper reviews and summarizes relevant literature on the product design and external factors that affect the supply.Then,in view of the low demand for weather index insurance,this paper summarizes the factors affecting the demand and summarizes the measures proposed by scholars to promote the demand.Finally,we define and classify the basis risk of weather index insurance.In addition,based on summarizing the insufficiency of existing literature,this paper proposes the future research directions from the aspects of supply,demand and risk,respectively.
作者
刘亚洲
张文龙
吕镇洋
陈齐洁
LIU Ya-zhou;ZHANG Wen-long;LV Zhen-yang;CHEN Qi-jie
出处
《农村金融研究》
2021年第7期9-18,共10页
Rural Finance Research
基金
国家自然科学基金项目“农业气象指数保险供需边界与收入支持政策研究”(编号:71903121)
国家社会科学基金重点项目“我国农业保险高质量发展研究”(编号:19AZD011)的阶段性成果
关键词
气象指数保险
供给
需求
基差风险
Weather Index Insurance
Supply
Demand
Basis Risk
