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A Monte Carlo-based framework for risk-return analysis in mineral prospectivity mapping 被引量:3
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作者 Ziye Wang Zhen Yin +1 位作者 Jef Caers Renguang Zuo 《Geoscience Frontiers》 SCIE CAS CSCD 2020年第6期2297-2308,共12页
Quantification of a mineral prospectivity mapping(MPM)heavily relies on geological,geophysical and geochemical analysis,which combines various evidence layers into a single map.However,MPM is subject to considerable u... Quantification of a mineral prospectivity mapping(MPM)heavily relies on geological,geophysical and geochemical analysis,which combines various evidence layers into a single map.However,MPM is subject to considerable uncertainty due to lack of understanding of the metallogenesis and limited spatial data samples.In this paper,we provide a framework that addresses how uncertainty in the evidence layers can be quantified and how such uncertainty is propagated to the prediction of mineral potential.More specifically,we use Monte Carlo simulation to jointly quantify uncertainties on all uncertain evidence variables,categorized into geological,geochemical and geophysical.On stochastically simulated sets of the multiple input layers,logistic regression is employed to produce different quantifications of the mineral potential in terms of probability.Uncertainties we address lie in the downscaling of magnetic data to a scale that makes such data comparable with known mineral deposits.Additionally,we deal with the limited spatial sampling of geochemistry that leads to spatial uncertainty.Next,we deal with the conceptual geological uncertainty related to how the spatial extent of the influence of evidential geological features such as faults,granite intrusions and sedimentary formations.Finally,we provide a novel way to interpret the established uncertainty in a risk-return analysis to decide areas with high potential but at the same time low uncertainty on that potential.Our methods are illustrated and compared with traditional deterministic MPM on a real case study of prospecting skarn Fe deposition in southwestern Fujian,China. 展开更多
关键词 Uncertainty quantification GEOSTATISTICS Mineral exploration risk vs return
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Influencing Factors and Prediction of Risk of Returning to Ecological Poverty in Liupan Mountain Region,China 被引量:2
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作者 CUI Yunxia LIU Xiaopeng +2 位作者 JIANG Chunmei TIAN Rujun NIU Qingrui 《Chinese Geographical Science》 SCIE CSCD 2024年第3期420-435,共16页
China has resolved its overall regional poverty in 2020 by attaining moderate societal prosperity.The country has entered a new development stage designed to achieve its second centenary goal.However,ecological fragil... China has resolved its overall regional poverty in 2020 by attaining moderate societal prosperity.The country has entered a new development stage designed to achieve its second centenary goal.However,ecological fragility and risk susceptibility have increased the risk of returning to ecological poverty.In this paper,the Liupan Mountain Region of China was used as a case study,and the counties were used as the scale to reveal the spatiotempora differentiation and influcing factors of the risk of returning to poverty in study area.The indicator data for returning to ecological poverty from 2011-2020 were collected and summarized in three dimensions:ecological,economic and social.The autoregressive integrated moving average model(ARIMA)time series and exponential smoothing method(ES)were used to predict the multidimensional indicators of returning to ecological poverty for 61 counties(districts)in the Liupan Mountain Region for 2021-2030.The back propagation neural network(BPNN)and geographic information system(GIS)were used to generate the spatial distribution and time variation for the index of the risk of returning to ecological poverty(RREP index).The results show that 1)ecological factors were the main factors in the risk of returning to ecological poverty in Liupan Mountain Region.2)The RREP index for the 61 counties(districts)exhibited a downward trend from 2021-2030.The RREP index declined more in medium-and high-risk areas than in low-risk areas.From 2021 to 2025,the RREP index exhibited a slight downward trend.From 2026 to2030,the RREP index was expected to decline faster,especially from 2029-2030.3)Based on the RREP index,it can be roughly divided into three types,namely,the high-risk areas,the medium-risk areas,and the low-risk areas.The natural resource conditions in lowrisk areas of returning to ecological poverty,were better than those in medium-and high-risk areas. 展开更多
关键词 risk of returning to ecological poverty autoregressive integrated moving average model(ARIMA) exponential smoothing model back propagation neural network(BPNN) Liupan Mountain Region China
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Ratio K: a New Way of Metering and Evaluating the Risk and Return of Stock Investment 被引量:1
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作者 朱淑珍 朱静怡 《Journal of Donghua University(English Edition)》 EI CAS 2003年第2期129-136,共8页
Although widely used, both the Markowitz model and VAR (Value at Risk) model have some limitations in evaluating the risk and return of stock investment. By the analysis of the conceptions of risk and return, together... Although widely used, both the Markowitz model and VAR (Value at Risk) model have some limitations in evaluating the risk and return of stock investment. By the analysis of the conceptions of risk and return, together with the three hypotheses of technological analysis, a novelty model of metering and evaluating the risk and return of stock investment is established. The major indicator of this model , risk-return ratio K, combines the characteristic indicators of risk and return. Regardless of the form of the risk-return probability density functions, this indicator K can always reflect the risk-return performances of the invested stocks clearly and accurately. How to use the model to make optimum investment and how to make portfolio combined with clustering analysis is also explained. 展开更多
关键词 Stock investment risk and return risk-return ratio K metering and evaluating
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A Study on Equivalence of Return-risk and Risk-return Models for Investment Strategies
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作者 赖民 宋立新 《Northeastern Mathematical Journal》 CSCD 2003年第3期197-200,共4页
1 Introduction It is known that the Capital Asset Pricing Model was first proposed by Markowitz and he was awarded the Nobel Prize
关键词 return risk Lagrange's method KUHN-TUCKER conditions
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Using Return and Risk Model for Choosing Perfect Portfolio Applied Study in Cairo Stock Exchange
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作者 Essam Al Arbed 《American Journal of Operations Research》 2024年第1期32-58,共27页
Modern financial theory, commonly known as portfolio theory, provides an analytical framework for the investment decision to be made under uncertainty. It is a well-established proposition in portfolio theory that whe... Modern financial theory, commonly known as portfolio theory, provides an analytical framework for the investment decision to be made under uncertainty. It is a well-established proposition in portfolio theory that whenever there is an imperfect correlation between returns risk is reduced by maintaining only a portion of wealth in any asset, or by selecting a portfolio according to expected returns and correlations between returns. The major improvement of the portfolio approaches over prior received theory is the incorporation of 1) the riskiness of an asset and 2) the addition from investing in any asset. The theme of this paper is to discuss how to propose a new mathematical model like that provided by Markowitz, which helps in choosing a nearly perfect portfolio and an efficient input/output. Besides applying this model to reality, the researcher uses game theory, stochastic and linear programming to provide the model proposed and then uses this model to select a perfect portfolio in the Cairo Stock Exchange. The results are fruitful and the researcher considers this model a new contribution to previous models. 展开更多
关键词 Game Theory Stochastic and Linear Programming Perfect Portfolio Portfolio Theory returns and risks
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Risk Assessment and Simulation on Storm Flood of the 100-Year Return Period in Hunhe River Basin
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作者 Mingyan Liu Fenghua Sun +3 位作者 Yiling Hou Xiaoyu Zhou Chunyu Zhao Xue Yi 《Journal of Geoscience and Environment Protection》 2018年第7期1-14,共14页
Based on the meteorological and geographic information data, with statistical method and the FloodArea model, the extreme daily rainfall of the 100-year return period in Hunhe River basin was established, through the ... Based on the meteorological and geographic information data, with statistical method and the FloodArea model, the extreme daily rainfall of the 100-year return period in Hunhe River basin was established, through the simulation of rainstorm and flood disaster, characteristics of flood depth in warning spot Cangshi village in the upstream of the river were analysed, and possible effect on community economy was also evaluated. Results showed that, the precipitation of 100-year return period occurred, the flood depth has been below 1.0 meter in the most areas of Hunhe River basin, the depth was between 1.0 meter and 2.5 meters in the part areas of Hunhe River basin, and the flood depth has been exceed 2.5 meters in a small part of Hunhe River basin. After the beginning of precipitation, the flood was concentrated in the upper reaches of the river. With the accumulation of precipitation and the passage of time, the flood pools into midstream and downstream. Precipitation lasted for 24 hours, the warning spot was flooded in the beginning of precipitation. With the accumulation of precipitation, water level of the river increases gradually. The depth of warning spot has passed 1.0 meter at the 07 time of the whole process, and the maximum value of flood depth at warning spot was 1.083 meters that occurred at the 19 time. The flood depth of warning spot decreased gradually after the precipitation stopping, and the depth has been below 0.2 meters, the flood of upstream ended. Up to the end of the upstream flood process, in the whole river, about one million five hundred and sixty thousand people were affected by flooding, and thirty-eight billion and two hundred million RMB of gross domestic product were lost, in addition, dry land and paddy field were affected greatly, but woodland and grassland were less affected. 展开更多
关键词 FloodArea FLOOD Simulation return PERIOD risk Assessment Hunhe River BASIN
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第三方负责回收的Downside-Risk闭环供应链协调性研究 被引量:13
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作者 史成东 陈菊红 +2 位作者 邢同卫 程均谟 殷秀清 《运筹与管理》 CSCD 北大核心 2011年第4期39-47,57,共10页
以风险中性制造商、第三方物流服务商和具有下行风险特性的销售商组成的闭环供应链系统为背景,证明了在Downside-Risk约束下收益费用共享契约不能使闭环供应链协调。通过将补偿策略附加到该契约,设计了风险共享契约,既能满足下行风险约... 以风险中性制造商、第三方物流服务商和具有下行风险特性的销售商组成的闭环供应链系统为背景,证明了在Downside-Risk约束下收益费用共享契约不能使闭环供应链协调。通过将补偿策略附加到该契约,设计了风险共享契约,既能满足下行风险约束,又保证供应链参与方利润均有增量,实现了Downside-Risk约束下闭环供应链的协调。最后通过应用算例说明了风险共享契约的有效性和可行性。 展开更多
关键词 下行风险 闭环供应链 收益费用共享契约 风险共享契约 补偿策略
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Downside-risk测度下闭环供应链风险控制和利润分配机制研究 被引量:19
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作者 史成东 陈菊红 钟麦英 《控制与决策》 EI CSCD 北大核心 2009年第11期1693-1696,1701,共5页
以由风险中性的制造商与具有下行风险特性的销售商组成的两阶段闭环供应链为背景,证明了Downside-risk测度下的收益共享契约和批量折扣契约不能协调该闭环供应链.将补偿策略附加到收益共享契约和批量折扣契约,设计了风险共享契约,它既... 以由风险中性的制造商与具有下行风险特性的销售商组成的两阶段闭环供应链为背景,证明了Downside-risk测度下的收益共享契约和批量折扣契约不能协调该闭环供应链.将补偿策略附加到收益共享契约和批量折扣契约,设计了风险共享契约,它既能满足下行风险约束,又能保证供应链参与方利润均有增量,实现了Downside-risk测度下闭环供应链的协调和风险控制.最后通过实例分析验证了风险共享契约的可行性和有效性. 展开更多
关键词 下行风险 闭环供应链 风险控制 利润分配 补偿策略
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@Risk软件在工程项目不确定性分析和风险分析中的运用 被引量:1
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作者 刘佳 唐洋 王满仓 《有色冶金节能》 2020年第2期44-49,共6页
基于某新建铜冶炼项目的初步财务模型,运用@Risk软件对其财务内部收益率和净现值的分布情况进行模拟,分析不确定性因素和风险因素对项目经济效益的影响程度,为投资者决策提供参考依据。模拟结果显示,原料供应的风险是影响项目效益的首... 基于某新建铜冶炼项目的初步财务模型,运用@Risk软件对其财务内部收益率和净现值的分布情况进行模拟,分析不确定性因素和风险因素对项目经济效益的影响程度,为投资者决策提供参考依据。模拟结果显示,原料供应的风险是影响项目效益的首要因素,其次是铜加工费TC。因此,要实现项目的经济效益,首先应确保原料来源,其他风险因素对财务内部收益率和净现值的影响排序不一致,但比较敏感的风险种类基本相同,决策者可以根据自己期望的目标采取合理的风险应对策略。 展开更多
关键词 @risk软件 不确定性分析 风险分析 财务内部收益率 净现值
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数字化赋能如何破解“普惠金融悖论”——基于风险与收益权衡的视角 被引量:2
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作者 丁志国 卢慧颖 许元镫 《吉林大学社会科学学报》 北大核心 2025年第3期78-94,235,236,共19页
增强金融机构开展普惠金融业务的内生动力,对于深化金融供给侧结构性改革、推动金融服务实体经济高质量发展具有重要意义。文章选取2013—2022年商业银行数据,基于风险与收益权衡的视角,考察数字化赋能如何破解“普惠金融悖论”,实现经... 增强金融机构开展普惠金融业务的内生动力,对于深化金融供给侧结构性改革、推动金融服务实体经济高质量发展具有重要意义。文章选取2013—2022年商业银行数据,基于风险与收益权衡的视角,考察数字化赋能如何破解“普惠金融悖论”,实现经济效益与社会效益的协同发展。研究发现:数字普惠金融为商业银行带来的收益贡献足以覆盖风险,即数字化模式下商业银行开展普惠金融业务兼顾了普惠性与盈利性,能够破解“普惠金融悖论”。其中,推动银行业务多元化、改善经营效率、增强风险控制能力是数字普惠金融优化商业银行风险绩效表现的重要路径。值得注意的是,相比于大型商业银行,农村金融机构在数字普惠金融领域面临严峻挑战,表现为收益水平下降与波动加剧。此外,银行内部数字化转型与外部市场竞争有助于数字普惠金融的深化发展。研究结论为银行业金融机构和政府监管部门进一步推动普惠金融发展、优化金融生态环境等方面提供了有益启示。 展开更多
关键词 数字普惠金融 商业银行 普惠金融悖论 风险与收益
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Application of long-range correlation and multi-fractal analysis for the depiction of drought risk
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作者 侯威 颜鹏程 +2 位作者 李淑萍 涂刚 胡经国 《Chinese Physics B》 SCIE EI CAS CSCD 2016年第1期831-837,共7页
By using the multi-fractal detrended fluctuation analysis method, we analyze the nonlinear property of drought in southwestern China. The results indicate that the occurrence of drought in southwestern China is multi-... By using the multi-fractal detrended fluctuation analysis method, we analyze the nonlinear property of drought in southwestern China. The results indicate that the occurrence of drought in southwestern China is multi-fractal and long- range correlated, and these properties are indifferent to timescales. A power-law decay distribution well describes the return interval of drought events and the auto-correlation. Furthermore, a drought risk exponent based on the multi-fractal property and the long-range correlation is presented. This risk exponent can give useful information about whether the drought may or may not occur in future, and provide a guidance function for preventing disasters and reducing damage. 展开更多
关键词 multi-fractal detrended fluctuation analysis return intervals drought risk
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基本公共服务均等化、内生动力与返贫风险
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作者 边恕 王钰杰 《人口与发展》 北大核心 2025年第3期70-80,共11页
基本公共服务均等化是巩固拓展脱贫攻坚成果的重要抓手,也是提升家庭内生动力、实现脱贫可持续的制度保证。研究利用中国家庭追踪调查数据库,从需求侧构建区县层面的基本公共服务均等化水平测度指标,研究其对于家庭返贫风险的影响。分... 基本公共服务均等化是巩固拓展脱贫攻坚成果的重要抓手,也是提升家庭内生动力、实现脱贫可持续的制度保证。研究利用中国家庭追踪调查数据库,从需求侧构建区县层面的基本公共服务均等化水平测度指标,研究其对于家庭返贫风险的影响。分析发现:基本公共服务均等化的发展能够显著地降低家庭的返贫风险,该效应是通过改变家庭的内生偏好,提高家庭的脱贫内生动力来实现的。进一步分析发现,基本公共服务均等化的防止返贫效应对于初始资源禀赋较差的家庭更加明显,具有包容性的制度特征。研究表明,推动以县城为重要建设载体、完善户籍制度与公共服务结构性改革相结合的政策措施对培育家庭内生动力、实现共同富裕具有重要意义。 展开更多
关键词 基本公共服务均等化 返贫风险 内生动力
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Occurrence of Extreme Rainfall and Flood Risks in Yopougon, Abidjan, Southeast Côte d’Ivoire from 1971 to 2022
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作者 Kolotioloma Alama Coulibaly Pauline Agoh Dibi-Anoh +5 位作者 Bi Néné Jules Tah Hervé Anoh Kouadio Christophe N’da Serge Camille Ahilé Kouakou Bernard Djè Daouda Konaté 《American Journal of Climate Change》 2024年第3期427-451,共25页
Yopougon, located in the western part of the Autonomous District of Abidjan, is the most heavily populated municipality in Côte d’Ivoire. However, this area is prone to floods and landslides during the rainy sea... Yopougon, located in the western part of the Autonomous District of Abidjan, is the most heavily populated municipality in Côte d’Ivoire. However, this area is prone to floods and landslides during the rainy season. The study aims to assess recent flood risks in the municipality of Yopougon of the Autonomous District of Abidjan. To achieve this objective, the study analyzed two types of data: daily rainfall from 1971 to 2022 and parameters derived from a Numerical Field and Altitude Model (NFAM). The study examined six rainfall parameters using statistical analysis and combined land use maps obtained from the NFAM of Yopougon. The results indicated that, in 67% of cases, extreme rainfall occurred mainly between week 3 of May and week 1 of July. The peak of extreme rainfall was observed in week 2 of June with 15% of cases. These are critical periods of flood risks in the Autonomous District of Abidjan, especially in Yopougon. In addition, there was variability of rainfall parameters in the Autonomous District of Abidjan. This was characterized by a drop of annual and seasonal rainfall, and an increase of numbers of rainy days. Flood risks in Yopougon are, therefore, due to the regular occurrence of rainy events. Recent floods in Yopougon were caused by normal rains ranging from 55 millimeters (mm) to 153 mm with a return period of less than five years. Abnormal heavy rains of a case study on June 20-21, 2022 in Yopougon were detected by outputs global climate models. Areas of very high risk of flood covered 18% of Yopougon, while 31% were at high risk. Climate information from this study can assist authorities to take in advance adaptation and management measures. 展开更多
关键词 Yopougon-Abidjan Extreme Rainfall Rainy Day return Period Flood risk Areas
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多维贫困视角下返贫风险识别及预测研究
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作者 张劲松 丁同根 马林茂 《中南民族大学学报(自然科学版)》 CAS 2025年第1期126-137,共12页
后扶贫时代,从多维度精准识别并预测已脱贫人口的返贫风险是巩固脱贫攻坚成果与乡村振兴有效衔接的必要举措.基于中国家庭追踪调查(CFPS)2012—2018年的数据构建了多维贫困指标,通过A-F双临界值法对农村多维贫困及返贫情况进行测度,通... 后扶贫时代,从多维度精准识别并预测已脱贫人口的返贫风险是巩固脱贫攻坚成果与乡村振兴有效衔接的必要举措.基于中国家庭追踪调查(CFPS)2012—2018年的数据构建了多维贫困指标,通过A-F双临界值法对农村多维贫困及返贫情况进行测度,通过指标加总和分解讨论了不同指标对于多维贫困的贡献度.在此基础上,利用VMD和BiLSTM模型建立返贫风险预测模型.结果表明:中国农村的多维返贫问题基本集中于二维或三维返贫,社会发展能力维度对多维返贫指数的贡献率最高,贡献率为43.12%,其次是健康和教育维度.返贫风险预测方面,BiLSTM的预测总体准确率为88.9%,对有返贫风险的个体其预测准确性仅有87.6%.AOA-VMD-BiLSTM模型对测试集的整体的预测准确性达到99.81%,其中对存在多维返贫风险的个体预测准确性是99.6%,无风险个体的预测准确性达到100%,说明该模型可以准确并稳定预测多维贫困群体和地区的潜在返贫风险,为贫困治理工作提供更加准确的数据支撑. 展开更多
关键词 多维贫困 返贫风险 风险识别 风险预测 贫困治理 乡村振兴
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“风险预期”与“回报预期”下的理性更新
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作者 刘迪 王瑜 李博涵 《城乡规划》 2025年第5期58-65,共8页
一般认为,当土地的租差达到足以覆盖更新所需的各项成本,且能产生令所有参与者都满意的收益时,更新行动就会发生。但现实中诸多实证结果与上述认知不符。文章从个体更新决策的思维模式研究入手,指出影响个体作出更新决策的“风险预期”... 一般认为,当土地的租差达到足以覆盖更新所需的各项成本,且能产生令所有参与者都满意的收益时,更新行动就会发生。但现实中诸多实证结果与上述认知不符。文章从个体更新决策的思维模式研究入手,指出影响个体作出更新决策的“风险预期”和“回报预期”,借助理性预期学派的理论分析方法,从个体决策的风险和回报角度,分别构建“风险预期决策模型”和“回报预期决策模型”,进而提出城市更新决策的逻辑“连续统”,进一步通过对个体“风险代价极值”和“回报门槛下限”规律的揭示,限定更新启动的选择区间,进而阐明更新中个体理性决策的现实逻辑。 展开更多
关键词 城市更新 预期 风险 回报 个体偏好 理性更新 更新决策
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注册制改革的“双刃剑”效应——基于双重机器学习的评估 被引量:3
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作者 王群勇 王浩竹 《当代财经》 北大核心 2025年第3期56-68,共13页
完善资本市场制度是健全资本市场功能的必然路径,但注册制改革的效果尚待讨论。从股价崩盘风险和投资收益的视角,以2019—2022年A股上市企业为样本,运用双重机器学习分析注册制改革对资本市场的影响,结果表明,注册制改革在抑制资本市场... 完善资本市场制度是健全资本市场功能的必然路径,但注册制改革的效果尚待讨论。从股价崩盘风险和投资收益的视角,以2019—2022年A股上市企业为样本,运用双重机器学习分析注册制改革对资本市场的影响,结果表明,注册制改革在抑制资本市场股价崩盘风险的同时,降低了投资者的长期持股收益,体现出“双刃剑”效应。这一现象在非国有企业、公用事业和工业类企业、机构持股比例高的企业、东部地区企业中尤为显著。因果中介效应显示,注册制改革通过改善企业信息披露质量、抑制投资者非理性交易和降低资本市场流动性三条路径发挥作用。此外,注册制改革能够缓解上市企业面临的融资约束,但在支持实体经济发展的同时加剧了“重融资”现象。为此,政府应加强信息披露监管与投资者教育,完善退市制度,健全投资回报机制,确保注册制改革推动资本市场持续健康发展。 展开更多
关键词 注册制改革 投资收益 股价崩盘风险 双重机器学习 因果中介效应
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消费者风险厌恶下的零售商预售与退货策略 被引量:2
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作者 史保莉 徐琪 +1 位作者 孙中苗 单仁邦 《系统工程》 北大核心 2025年第1期88-100,共13页
预售能够降低市场需求的不确定性,但消费者估值的不确定性以及消费者的风险厌恶影响消费者的预购行为和零售商收益。消费者同质或异质风险厌恶影响下,零售商是否应提供预售和退货服务以及对退回产品如何处理是零售商必须面临的重要问题... 预售能够降低市场需求的不确定性,但消费者估值的不确定性以及消费者的风险厌恶影响消费者的预购行为和零售商收益。消费者同质或异质风险厌恶影响下,零售商是否应提供预售和退货服务以及对退回产品如何处理是零售商必须面临的重要问题。本文在市场需求与消费者估值不确定条件下,构建无预售、无退货的预售、退货不再销售和退货再销售的四种预售策略下的报童模型,求解零售商的最优预售价格、订购量和退货价格等,分析零售商实施不同预售策略的临界条件以及消费者同质或异质的风险厌恶对零售商预售策略的影响。研究表明:预售能够更新现售期的市场需求,从而降低库存风险和安全库存;预售并不总是最优的销售策略,针对消费者同质或异质的风险厌恶,零售商能够根据阈值的大小判断采取何种预售策略;消费者同质或异质风险厌恶对零售商预售价格和预售收益的影响是负面的。若产品的单位采购成本较高,零售商应将退回的产品重新包装,进行二次销售。相反,若产品的单位采购成本较低,零售商应将退回的产品直接作残值处理。 展开更多
关键词 预售 退货 风险厌恶 报童模型
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数字金融使用行为何以降低农户返贫风险——来自中国家庭金融调查(CHFS)的经验证据 被引量:1
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作者 杨鑫垚 叶家硕 李杰 《中央财经大学学报》 北大核心 2025年第6期52-67,共16页
在消除了绝对贫困的“后扶贫时代”,如何为脱贫不稳固的边缘群体织牢防范返贫的“保障网”,降低返贫风险,防止规模返贫,是我国下一阶段社会治理的重要命题。数字金融工具的应用因其具有的普惠性,被认为是解决这一问题的重要抓手。基于... 在消除了绝对贫困的“后扶贫时代”,如何为脱贫不稳固的边缘群体织牢防范返贫的“保障网”,降低返贫风险,防止规模返贫,是我国下一阶段社会治理的重要命题。数字金融工具的应用因其具有的普惠性,被认为是解决这一问题的重要抓手。基于中国家庭金融调查(CHFS)微观数据,本文构建了贫困脆弱性指标测量返贫风险,并对数字金融使用行为何以降低农户返贫风险进行了实证分析。研究表明:(1)数字金融使用行为总体上降低了农户返贫风险,但其防范返贫作用主要来自普及率较高的移动支付业务;(2)在不同的贫困线划定标准下,数字金融使用行为均能降低返贫风险,但作用强度呈现出异质性;(3)机制分析表明,数字金融会通过促进农户家庭自主创业、缓解信贷约束与减少预防性储蓄来防止返贫,并且建档立卡贫困户在家庭经济方面的相对弱势地位会制约数字金融减缓返贫风险的作用;(4)异质性分析表明,数字金融使用行为对于非少数民族自治区、失业风险更高、收入更高、社会网络强度更高的农户家庭具有更加强烈的防范返贫效果。本文为数字金融发展降低返贫风险提供了重要的经验证据,为防范返贫的政策制定提供了重要启示。 展开更多
关键词 数字金融 贫困脆弱性 返贫风险
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可行能力影响农户返贫风险的作用机制分析——基于湖北省1091个农村样本的实证分析 被引量:1
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作者 李东平 田北海 《华中科技大学学报(社会科学版)》 北大核心 2025年第2期46-57,共12页
返贫风险研究关注农户在未来可能的返贫问题,这对于巩固拓展脱贫攻坚成果、建立农村常态化防止返贫致贫机制具有重要意义。基于2021年湖北省7个地、市(州)1091份农户问卷调查数据,系统分析可行能力对农户返贫风险的影响和作用机制。研... 返贫风险研究关注农户在未来可能的返贫问题,这对于巩固拓展脱贫攻坚成果、建立农村常态化防止返贫致贫机制具有重要意义。基于2021年湖北省7个地、市(州)1091份农户问卷调查数据,系统分析可行能力对农户返贫风险的影响和作用机制。研究发现,可行能力对农户返贫风险具有显著负向影响。农户的可行能力水平越高,其返贫风险越低。其中,相较于人力资本和信息获得,经济条件和社会保障对农户返贫风险的抑制作用更为突出;社会机会没有显著降低农户的返贫风险,其作用机制表现为:可行能力可通过提升家庭抗逆力和激发内生动力来降低农户的返贫风险。可行能力对农户返贫风险的影响具有复杂性和多样性,其作用程度和方式因农户返贫风险类型差异而显著不同。 展开更多
关键词 返贫风险 可行能力 家庭抗逆力 家庭内生动力
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农村集体经济“资本化”运作的逻辑、风险及其治理——以苏南某镇为例 被引量:3
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作者 钱坤 《农村经济》 北大核心 2025年第3期143-150,共8页
农村集体经济发展是推进乡村振兴战略和促进农民共同富裕的重要抓手,其发展模式存在着显著的区域差异。不同于中西部地区的政府扶持型发展路径,东部地区的村集体经济在传统租赁经济的基础上发展出了一种“资本化”运作的新模式。市场和... 农村集体经济发展是推进乡村振兴战略和促进农民共同富裕的重要抓手,其发展模式存在着显著的区域差异。不同于中西部地区的政府扶持型发展路径,东部地区的村集体经济在传统租赁经济的基础上发展出了一种“资本化”运作的新模式。市场和区位优势以及早期乡镇企业发展的制度遗产是其发展的基础,“镇村一体”行政化的权力配置、上级的考核压力以及村集体的刚性支出是其发展动力。通过向银行贷款融资以及多村联合抱团发展,村集体将资金投向了县域市场机会结构中那部分需要高投资、收益不高但稳定的获益机会,在“滚雪球”式的发展过程中不断增加村集体经济收入。但是,该模式也面临着政策风险、市场风险、经营风险以及治理风险等多重风险。重新树立“效益”原则的发展导向、保障村庄公共品供给以及激活村民自治等回归集体的举措,是化解多重风险并实现东部地区农村集体经济高水平发展的必由之路。 展开更多
关键词 农村集体经济 资本化 多重风险 回归集体
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