摘要
文章采用统计数据分析我国农村金融发展的现状 :金融资产总量增长较快 ,金融资产比重不高 ,金融发展的城乡差别加大 ,金融发展水平、经营管理水平和盈利水平较低。在此基础上 ,分析了农村金融发展中存在的主要问题及其影响因素 ,提出实现我国农村金融可持续发展的主要应对措施 :尽快改变当前我国农村经济落后的状况 ,以经济发展支撑农村金融的可持续发展 ;从功能范式角度来考虑我国农村金融体制改革 ;
After put forward the definition of the sustainable development of the rural finance, the paper analyses the performances of our national rural finance with relative statistic number: the growth speed of the rural financial assets is higher; the rate of the rural financial assets is not big; the development level, the profit level and the operate level are all low; the difference between the city and the rural of the finance is big. The paper analyses the main problems and the main factors of our national rural finance's development too. The main actions about realizing the rural finance's sustainable development are: change the undeveloped rural economy; create good development conditions for the rural finance; think of our national rural financial system reform with the “functional model'.
出处
《华南农业大学学报（社会科学版）》
2004年第3期10-17,共8页
Journal of South China Agricultural University(Social Science Edition)
关键词
农村金融
可持续发展
the rural finance
sustainable development
