摘要
银行效率是评价银行经营成果的一个重要标准。本文采用效率分析的前沿技术--随机前沿分析(Stochastic Frontier Approach,SFA)对我国4家国有商业银行和10家股份制商业银行1996-2001年的X非效率和规模效率进行了分析,研究表明四大国有银行的效率较低,上市银行的效率较高,国有银行与股份制银行的效率差距不断减少;中国银行业存在着轻微的规模不经济,国有银行显著规模不经济,股份制银行存在规模经济。
Bank efficiency plays an important role in evaluating bank performance, the paper investigates X - inefficiency and scale efficiency of four state - owned banks and ten shareholding banks for 19962001 by using the frontier analysis methodology-SFA (Stochastic Frontier Approach). The results show that state - owned banks display relatively low X- efficiency,listed shareholding banks perform better than other banks; the efficiency difference between state - owned banks and shareholding banks is waning. Moreover, the study also indicates that Chinese banks appear to be slightly scale inefficient, state - owned banks experience significant diseconomies of scale; only shareholding banks exhibit economies of scale.
出处
《金融研究》
CSSCI
北大核心
2004年第6期138-142,共5页
Journal of Financial Research
关键词
随机前沿分析
效率前沿
X非效率
规模效率
Stochastic Frontier Approach,efficiency frontier, X- inefficiency, scale efficiency
