摘要
在我国,还没有把金融业作为独立的产业来整体、系统地规划、引导和管理,并形成金融产业制度。随着商业银行向现代金融企业的逐步改制,研究探索和建立金融产业制度已是当务之急。金融产业制度是一个中观管理制度体系。金融产业制度的形成主体是政府、金融产业协会和社会,其中政府是金融产业制度形成的主体。金融产业制度的内容主要包括金融产业的管理制度、金融产业的法规制度、金融产业的信用制度、金融产业的文化制度和金融产业的协调制度五大类。
Up to now, China has not made banking an independent industry which needs an overall planning, guidance and administration, let alone establish the financial industry institution. Along with the gradual transformation of commercial banks into modern financial enterprises, it is an urgent task to study and establish the financial industry institution characterized by a medium-economic regulation system. The main force of this institution includes the government, the association of financial industry and the society, among which the government plays a dominant role. And this institution mainly contains the following: regulation regime, law and statutes, credit systems, cultural institutions, and coordinating regulations.
出处
《金融理论与实践》
北大核心
2004年第6期6-8,共3页
Financial Theory and Practice
关键词
金融产业
金融管理
金融产业制度
financial industry
financial regulation
financial industry institution