摘要
随着医疗事故索赔数量和索赔金额的剧增,医疗损害赔偿已引起医学界、法学界和保险业的关注,医疗责任保险作为处理医疗损害赔偿的新途径已成为关注的焦点。但是对一个经常面临被索赔和被要求高额索赔赔偿的医学行业进行承保,传统的商业保险缺乏积极性。瑞典非商业性的病人赔偿保险的费用低,索赔程序方便快捷,能给予及时、有效的补偿,并能改善医患关系,提高医疗质量。在完善我国医疗损害赔偿制度时,这一体制将带来有益的启示。
With the increasing of medical claims either in number or in amount, the compensation for the medical damage has aroused common attention in the lines of medicine, law and insurance. As a new approach handling the compensation for the medical damage, medical liability insurance has become the focus of the attention. Nevertheless, few commercial insurance companies seeking commercial profits are interested in medical practice that tends to provoke claims and is liable to be imposed high liabilities. The cost of Swedish patient compensation system is low, for it is non-commercial. The claim procedure of Swedish patient insurance is convenient and speedy. The functions of patient compensation system are as follows: ①compensating promptly the victims of medical malpractice;②bettering the physician-patient relationship;③improving the quality of medical care services. In re-accomplishing compensation system for the medical damage in China, Swedish patient compensation system may provide us with a new perspective.
出处
《南京医科大学学报（社会科学版）》
2004年第1期24-27,共4页
Journal of Nanjing Medical University（Social Sciences）
关键词
病人赔偿保险
医疗伤害
医疗索赔
patient compensation insurance
medical injury
medical claims
