摘要
构建中小企业资本性融资体系的核心是建立自由资本形成制度;完善中小企业债务性融资体系的关键在于既要使债务性融资体制与机制具有处理中小企业“软信息”及防范融资风险的能力,也要能够有效解决中小企业的弱势融资地位问题;构建中小企业理财服务不仅可以解决中小企业的信息透明度与可信度问题,而且可以提高中小企业的融资效率,甚至可以整合金融、保险、证券等金融服务,提供类似金融控股公司式的综合性服务,充分满足中小企业发展的各类金融需求。
It is shown that the core of capital financial system is to establish the free capital formation system; the key of obligation financial system is the system not only have the ability to handle the 'soft information' and prevention financial risk, but also effectively resolve the minority position problem of the middle and small business enterprise; administer financial service can not only resolve the information clarity and credibility problem of the middle and small business enterprise, but also can increase the financial efficiency of middle and small business enterprise, even can provide comprehensive service similar to financial holding company, which satisfies various financial need of middle and small business enterprise.
出处
《华南金融研究》
2004年第1期1-11,共11页
South China Financial Research
基金
中国人民银行上海分行2003年度重点调研课题
关键词
中国
中小企业
金融服务体系
融资体系
基本性融资关系
债务性融资
理财服务体系
Middle and Small Business Enterprise
Financial Service System
Financial System of Bond
liability financial system financial holding company
