摘要
国家助学贷款在我国有了一定的发展,但是远不尽人意。究其原因是银行在经营这一项业务时面临着社会风险、管理风险、道德风险、政策风险等一系列风险,政府、银行、学校和社会必须共同控制和规避这些风险,才能确保国家助学贷款成为帮助贫困大学生圆大学梦的"绿色通道"。
Despite its relative development, national student loan is far from satisfactory. The reason is that when dealing this business, banks face a series of risks such as social, management, moral, and policy ones. Thus government, banks, colleges, and society must control and avoid these risks collectively, to ensure that national student loan becomes a 'Green Passage'.
出处
《广东商学院学报》
2003年第5期50-53,共4页
Journal of Guangdong University of Business Studies
关键词
国家助学贷款
贷款风险
信贷
大学生
national student loan
loan risks, credit
college students
