摘要
本文在分析健康保险与一般寿险本质差异的基础上 ,认为专业化经营缺位已经成为阻碍我国商业健康保险发展的重要因素 。
On base of analysis of the essential differences between health insurance and general insurance,the author thinks that lacking of professional management has been the important factor that hinder the development of commercial health insurance in China,and presents that commercial health insurance in China should take the way of professionalism of management.
