摘要
本文通过对当前农村信用社产权制度、经营状况的调查和研究,结合我国农村、农业和农民现状,提出农村信用社应建立规范的合作制,使农民可以通过团体合作、资金联合的方式实现互助,以相对较低的信贷交易成本满足农民和农业这一弱势群体和弱势产业的融资需求。
Based on the investigation and research on property rights of rural credit cooperatives, and the existing conditions of rural areas, agriculture, and farms, the paper proposes a basic opinion that Chain should establish a normal credit cooperative systems, through which the farms may accomplish mutual assistance by fellowship cooperation and capital coalition, and to meet the capital demand of poor people and weak industries by relatively lower transaction cost.
出处
《金融研究》
CSSCI
北大核心
2003年第12期129-134,共6页
Journal of Financial Research
关键词
农村信用社
产权改革
合作制
农村
弱势群体
弱势产业
融资需求
Rural Credit Cooperatives
reformation of property right
cooperative systems
weak community and industrials
the capital demand.
