摘要
保险风险与银行风险具有明显区别,但也有很多相似之处。《新巴塞尔资本协议》鼓励有条件的银行进行风险内控,对我国保险业的资金运用风险、偿付能力风险、信用风险和其他各种风险的内部控制以及内控机制都具有积极的借鉴、启示意义。
There is obvious difference between insurance risk and bank risk but there is a lot of similarity. The New Basle Capital Accord has importance to the inner controlling of risk and the inner controlling mechanism such as using capital risk, pay-off ability risk, credit risk and other risk of insurance industry of China.
