摘要
非制度金融,即一般所称的民间金融,它在中国广泛存在,并在支持中国民营经济的发展中起着重要作用。非制度金融的基础是人际和社群信任,即非制度信任。但长期以来,非制度金融受到排斥,人际和社群信任也不被重视。这在中小企业融资和县以下金融领域产生了较严重后果。要摆脱这种局面,就应该给非制度金融以公开合法地位,并通过重建人际信任和社群信任,来支持非制度金融的发展。
Non-institution finance,as we generally call it private finance,it widely existed in China and greatly supports the development of Chinas private-owned economy.Non-institution finance bases on interpersonal and social community trust,namely non-institution trust.But in the long run,non-institution finance was ignored,interpersonal and social community trust wasnt being attached much importance to.It causes serious consequences in financing small and medium-sized enterprises,especially in some rural places.To deal with such issue,we must put emphasis on non-institution finance legal and support the development of non-institution finance through rebuilding interpersonal and social community trust.
基金
浙江省社科规划基金资助项目(XK01-16)
关键词
制度金融
非制度金融
非制度信任
重建
institution finance
non-institution finance
non-institution trust
rebuild
