摘要
近年来 ,信用卡诈骗发案率呈上升趋势。有关信用卡诈骗罪在司法认定中的一些疑难问题有必要进行深入探讨。信用卡诈骗罪中的“信用卡”应包含借记卡 ;盗窃信用卡并使用中的“信用卡” ,不包括伪卡或废卡 ;对拾得信用卡并获取密码而加以使用的行为 ,应以信用卡诈骗罪论处 ;对伪造信用卡并加以使用的行为 ,应以伪造金融票证罪论处。对于金融机构工作人员侵吞行为的定性 ,应依照刑法规定综合加以考虑 。
In recent years, the crime of swindling credit cards is on the rise. It's necessary to make further probe into some knotty problems in the holding of the crime of swindling credit cards. The 'credit cards' in the crime of swindle should include borrow-recording cards. Stealing credit cards and the 'credit cards' being used do not include falsified cards or invalid cards. The act of finding credit cards, getting the pin number and using them shall be held the crime of swindle; the act of forging credit cards and using them shall be held the crime of forging financial instruments. The holding of the act of embezzling done by the personnel of financial setup shall be taken account comprehensively in accordance with the prescription in criminal law and different situations shall get respective convictions.
出处
《政法论坛》
CSSCI
北大核心
2003年第3期85-94,共10页
Tribune of Political Science and Law
关键词
信用卡诈骗罪
司法认定
中国
刑法
借记卡
定性
Crime of Swindling Credit Card
Debit Card
Steal
Find
Insider's Embezzlement
