摘要
本文对有关发展中国家信贷市场中的非正规金融研究进行了回顾 ,介绍了发展中国家非正规金融的主要形式和优缺点、非正规金融市场上资金价格的决定 ,并就非正规金融在经济发展中的可能作用及其与正规金融之间的关系做了探讨。本文结合当前有关非正规金融的相关研究 ,对我国非正规金融政策的制定提出了若干建议。
The paper reviews the literatures on informal finance in credit markets of developing countries, with special interests on the form, advantage and disadvantage of informal finance. In addition, it also discusses the factors that determine the interest rate in informal finance markets. The paper further reviews the role that informal finance may play in economic development, and the relationship between formal and informal finance. Finally, based on the studies in the field, it provides policy suggestions for financial sector reform in China.
出处
《世界经济》
CSSCI
北大核心
2003年第7期61-73,共13页
The Journal of World Economy
基金
福特基金会资助的"农村信用合作社与中国农村的金融体制改革"项目阶段成果的一部分