摘要
信息不对称使中小企业融资遭遇银行信贷配给。信息不对称的缓解是解决中小企业融资困难的关键所在。从理论上分析,杠杆型融资关系比保持距离型融资关系更能达到这一目的,不失为当前最适宜的选择,但需要注意银行介入的广度与深度。
Owing to asymmetrical information,the small & medium firms encounter credit rationing from banks.Therefore,decreasing the degree of asymmetrical information is important for small & medium firms to solve financial diffculty. Through the theoretical analysis,the paper draws the conclusion that the leverage finance is much better than the keeparm's finance in decreasing the degree of asymmetrical information.Therefore,it is by far the best choice.It is necessary,however,for banks to regulate the range and quality of interference.
出处
《财经研究》
CSSCI
北大核心
2003年第6期3-7,共5页
Journal of Finance and Economics
