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高校贷款若干问题的探讨 被引量:1

Problems of Colleges or Universities for Bank Loans
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摘要 随着我国高教事业的快速发展,单一地依靠财政拨款已不能满足高校对资金的需求———高校贷款是支撑高校做大做强、快速发展的有效举措。向银行借贷是推动高校持续发展的成功经验,应当牢牢把握高校贷款的机遇,根据办学的经济效益进行严格的贷款可行性研究,在高校贷款加快自身发展的同时,也要承担一定的风险,必须树立风险意识。 With the rapid development of higher education in China,resort only to the financial fund from the government cannot satisfy the need of colleges and universities.Bank loans are a support and effective means for the rapid college development in size and scale.The writer holds that getting loans from banks is a successful experience for speeding up college development.Therefore,we should take the opportunity and make a feasibility study of bank loans in the light of economic efficiency in college management.Bank loans can help colleges and universities quicken their self-development,but the latter will have to take some risk and,therefore,foster the risk-awareness of those people concerned.
作者 吴永发
出处 《湛江师范学院学报》 2003年第2期117-119,共3页 Journal of Zhanjiang Normal College
关键词 高等学校 银行贷款 可行性研究 风险意识 bank loans feasibility study awareness of risk
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