摘要
面对我国金融业即将对外全面开放,在我国国有商业银行必须考虑的各种对策中,最应引起重视的是构成商业银行的核心竞争力因素,特别是商业银行业务创新问题。从某种程度上看,如何在资产业务、负债业务、中间业务、电子银行业务等方面开展业务创新以及是否具有持续的业务创新能力,将成为国有商业银行在入世后能否继续保持竞争优势的关键因素。
Business innovation, the core of a bank's competitiveness, should be the issue that deserves most attention in the consideration of how to cope with an all-round opening . To some extent, a successful dealing with the issues of how to open new business in capital service, debt service, intermediate service, e-banking, and so on, and of ensuring sustainable and creative business, is the key factor to keep the competitive advantages of the state-owned commercial banks.
出处
《广东商学院学报》
2003年第2期73-76,共4页
Journal of Guangdong University of Business Studies
