1Raghuram G Rajan, Insider and Outsiders(1992):The Choice between Informed and Arm's-Length Debt,Journal of Finance.
2Stulz,Rene and Herbert Johnson, 1985. An analysis of secured debt, Journal of Financial Economics 14,501-522.
3Leland and Pyle(1983),"On the positive role of financial intermediation in allocation of venture capital in a market with imperfect information" ,Journal of Finance, 38,1543
4Schumpeter, J. A. (1934) The theory, of economic development, Cambridge, Mass: Harvard University.
5Brokhaus, R. H. (1980) "Risk taking propensity of entrepeneurs", Acadamy of Management Journal, 23 ( 3 ), 509-520.
6Vesper,K. H. (1980), New venture strategy, Eylewood cliffs, N. J. , Prentice- Hall, 1980.
7Weinstein, David E. and Yafeh, Yishay, "Cost of Bank- Centered Financial System", Journal of Finace, vol.LⅢ,no. 2 ,April 1998.
