9Berger, Allen, W. Scott Frame, and Nathan Miller, 2001. "Credit Scoring and'the Price and Availability of Small Business Credit. " Paper presented at Credit Scoring and Credit Control VII.
10Frame, W. Scott, Aruna Srinivasan, and Lynn Woolsey, 2001. "The Effect of Credit Scoring on Small Business Lending," Journal of Money, Credit, and Banking, 33, 813 - 825.